About Arvind | Travel on Points

I’m Arvind. I got serious about Indian credit cards a little over four years ago—and that rabbit hole is what let me book 20+ free flights and 30+ free five-star stays while holding multiple credit cards.

Arvind looking out at a beach sunset — Private beach access to ITC Grand Goa.

Since then, I haven’t really exited the game. It started as an obsession with maximising every swipe; now I keep playing because the “free” experiences are still ridiculous when you know how to stack cards, portals, and loyalty programmes.

I mean—why not?

Why leave complimentary lounges, free hotel stays, milestone vouchers, and transfer bonuses on the table when the same spend was going to happen anyway?

Business class inflight meal on an Air India flight from Bengaluru to Delhi, with Namaste magazine in the seat pocket — Biz class Air India from BLR to DEL

Business class inflight main meal menu held open in the cabin — Business class menu on a Bangalore to Delhi Air India flight

A recent example: a complimentary luxury airport transfer on a premium card—airport to hotel in a chauffeured car that would have cost thousands in cash. Same trip, better arrival, money still in the wallet. And when the stay itself is on points, the key card feels even better.

Wooden Taj City Centre Gurugram hotel key card held in hand — Stay at Taj City Centre Gurgaon using Amex Platinum Travel Taj Voucher.

So why am I here?

Years ago I was searching for a single place that explained Indian credit cards clearly—what actually earns, what got cut, which loyalty programmes still make sense—and most of what I found was either outdated, salesy, or buried in forum threads without sources.

So I built Travel on Points: an independent editorial site that tracks offers, launches, devaluations, and loyalty how-tos for people who actually spend and redeem in India.

The goal is simple—help you spend wisely so you earn more Reward Points, cashback, miles, and vouchers, then burn them on flights and hotels instead of leaving value unused. If you read here regularly, cash fares and rack hotel rates should start to feel optional.

Luxury hotel suite with freestanding bathtub and marble floors at Taj Gurgaon — Taj Gurgaon

Lounge at Accor Grand Mercure Agra with magenta sofa and grey armchairs at night — Grand Mercure, Agra

Hotel room with colorful patchwork carpet and yellow pendant light at ITC Andaman — Storii by ITC, Andaman

Twin beds in a modern hotel room with tropical leaf pillows at Ibis Goa — Ibis, Goa

Quiet beach at twilight on Swaraj Dweep, Andaman, with forest edge and gentle waves — Swaraj Dweep, Andaman

What Travel on Points does

Travel on Points is an independent travel and credit card blog run by Arvind. It’s built to help you navigate cards, reward points, and travel redemptions without sales fluff.

Here’s what you’ll find on the site:

Credit card reviews and reward breakdowns
Hotel reviews and award stay experiences
Flight reviews and cabin impressions
Point redemptions and airline/hotel transfer strategies
The best ways to maximize and redeem your points
Handpicked deals, spend milestone offers, and transfer bonuses

Everything shared here comes from real-world experience holding cards, transferring points, and booking flights and hotels across India and beyond.

News and guides on this site are free. Offers, reward ratios, and terms change frequently, so always verify with the bank or loyalty programme before you spend or apply.

My Journey & How I Got Started

So why am I here?

What Travel on Points does