Axis Bank MY Business Credit Card
Comprehensive review of Axis Bank MY Business Credit Card by Business Cards — fees, reward earning rates, airport lounge access, and key benefits.
Axis Bank MY Business Credit Card
Card overview
- Joining fee
Rs. 999 (plus applicable taxes)
- Annual fee
Rs. 499 (plus applicable taxes)
- Best suited for
Movies, Fuel, Shopping
- Reward type
Reward Points
Rewards & cashback
- Rewards rate
4 Reward Points for every Rs. 200 spent.
- Reward redemption
Redeem Reward points on exclusive reward redemption catalogue on EDGE Loyalty Rewards.
Features & benefits
- Travel
Complimentary Airport Lounges within India.
- Domestic lounge
2 Complimentary Airport Lounges within India every quarter.
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5% of the transaction value
- Interest rates
3.25% p.m. (46.78% p.a.)
- Fuel surcharge waiver
1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 4000.
- Cash advance charges
2.5% of the amount withdrawn or Rs. 250 (whichever is higher).
Product highlights
- Get 4 Reward Points for every Rs. 200 spent.
- 100 points on first transactions.
- Double reward points in your birthday month.
- 1% Fuel Surcharge Waiver on all fuel transactions.
- Complimentary Airport Lounges within India.
- Withdraw Cash up to 30% of the credit limit.
- Pay bills automatically.
- Convert all your purchases into EMIs.
Frequently asked questions
Can I claim the unused airport lounge visit in the next quarter?
No, you can not take forward the unused airport lounge access to the next quarter.
How many reward points do I get in the birthday month?
In your birthday month, you get double rewards on every transaction done with the MY Business credit card.