BOBCARD Easy Credit Card

Card overview

Rewards & cashback

• Rewards rate

  5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.

• Welcome benefits

  500 Reward Points on Spends of ₹5,000 Within 60 Days of Card Issuance

• Reward redemption

  Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to ₹0.20

Fees & charges

• Rewards redemption fee

  Nil

• Foreign currency markup

  3.5%

• Interest rates

  3.75% Per Month (45% Per Annum)

• Fuel surcharge waiver

  Waiver of 1 % fuel surcharge on fuel transactions between Rs. 400 – Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250).

• Cash advance charges

  2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)

Product highlights

• Lifetime free for a limited time period.
• Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.
• Earn 1 reward point on other categories.
• Earn 0.5% Reward Points on specific MCC categories.
• This card can be linked to UPI.

Frequently asked questions