HDFC Bank Purchase Premium Credit Card
Comprehensive review of HDFC Bank Purchase Premium Credit Card by Business Cards — fees, reward earning rates, airport lounge access, and key benefits.
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HDFC Bank Purchase Premium Credit Card
Card overview
- Joining fee
Nil
- Annual fee
Nil
- Best suited for
Shopping
- Reward type
Reward Points, Cashback
Rewards & cashback
- Rewards rate
4 reward points for every Rs. 150 spent
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
2.5% of the transacted value
- Interest rates
1.99% per month or 23.88% annually
- Fuel surcharge waiver
1% fuel surcharge waiver
- Cash advance charges
1% of the transacted amount
Product highlights
- 5% cashback on your monthly spending
- 4 reward points for every Rs. 150 spent
- Reward redemption rate is 1 RP = 0.20 paisa
- 5% forex markup fee
- 1% fuel surcharge waiver of up to Rs. 500
- 50 days of credit period on the card
Frequently asked questions
When do the reward points accumulated with this credit card gets expired?
The rewards points have a lifetime of 12 months from the day of accrual.
What is the reward type with this credit card?
The reward type is reward points; however, cashback is also present in some expenses.
What is the credit period with the HDFC Purchase Premium Credit Card?
There is a total of 50 days credit period allotted with this credit card.
What is the reward rate with HDFC Purchase Premium Credit Card?
You will earn 4 reward rates with every Rs. 150 spent with this card.
Does HDFC Purchase Premium Credit Card have a fuel surcharge waiver?
Yes, with HDFC Purchase Premium Credit Card you are eligible for 1% of fuel surcharge waiver.