HSBC Visa Platinum Credit Card
Comprehensive review of HSBC Visa Platinum Credit Card by HSBC Bank — fees, reward earning rates, airport lounge access, and key benefits.
Card overview
- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Shopping
- Reward type
Reward Points
Rewards & cashback
- Rewards rate
2 Reward Points/₹150 Spent
- Welcome benefits
3 Month Swiggy One
- Reward redemption
Redeem Reward Points for Gift Vouchers, Airmiles, and More
Features & benefits
- Movie & dining
BOGO on Movie Ticket Bookings via BookMyShow. Upto 15% Dining Discounts via EazyDiner
- Travel
Up To 6X Reward Points On Travel With Points Bookings (Car Rentals, Flights and Hotels)
Fees & charges
- Rewards redemption fee
Nil
- Foreign currency markup
3.5%
- Interest rates
3.75% Monthly/45% Annually
- Fuel surcharge waiver
1% Fuel Surcharge Waiver (Up To ₹250/Month)
- Cash advance charges
2.5% of the Advance Amount Subject to a Minimum of ₹500
Product highlights
- There is no joining and annual fee.
- 2 Reward Points on every other ₹150 spent on this card.
- Buy 1 get 1 offer on booking movie tickets through BookMyShow.
- 1% fuel surcharge waiver.
Frequently asked questions
Do I get any lounge access under travel benefits on the HSBC Visa Platinum Credit Card?
No, lounge access is not included in the travel benefits of the HSBC Visa Platinum Credit Card.
What are the eligibility criteria for the HSBC Visa Platinum Credit Card?
To get the HSBC Visa Platinum Credit Card, a salaried employee must be between 18 and 65 years old and have a minimum annual income of ₹4 lakhs.
Is there a redemption fee for this card?
No, HSBC Bank does not charge any redemption fee on this card.
How much does HSBC Bank charge a foreign currency markup fee on this card?
On the HSBC Visa Platinum Credit Card, HSBC Bank charges a foreign currency mark-up of 3.50% on the conversion amount.