ICICI Bank Platinum Chip Credit Card
Comprehensive review of ICICI Bank Platinum Chip Credit Card by ICICI Bank — fees, reward earning rates, airport lounge access, and key benefits.
Card overview
- Joining fee
Lifetime Free
- Annual fee
Lifetime Free
- Best suited for
Dining, Shopping
- Reward type
Reward Points
Rewards & cashback
- Rewards rate
2 Reward Points on every retail spend of Rs. 100
- Reward redemption
RPs Can Be Redeemed Against Various Options, Including Statement Credit
Features & benefits
- Movie & dining
Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.
Fees & charges
- Rewards redemption fee
₹99 + GST
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Per Annum)
- Fuel surcharge waiver
1% fuel surcharge waiver on transcations done at HPCL fuel stations.
- Cash advance charges
Higher of ₹500 or 2.5% of the Amount Withdrawn
Product highlights
- Earn 2 Reward Points for every Rs. 100 spent on retail transactions.
- Earn 1 Reward Point on every Rs. 100 spent on insurance & utilities.
- 1% fuel surcharge waiver specifically at all HPCL pumps.
- Exciting discount offers on dining through the Culinary Treats Programme.
- Spend-based waiver of the annual fee.
Frequently asked questions
Do I get a fuel surcharge waiver at all the fuel stations?
No, you get a 1% fuel surcharge waiver only at HPCL pumps for all fuel transactions up to Rs. 4,000.
What is the value of 1 Reward Point?
For the ICICI Bank Platinum Chip credit card, 1 ICICI Reward Point = Rs. 0.25
What is the joining fee of the ICICI Bank Platinum Chip Credit Card?
There are no joining or annual charges for this credit card.
Up to how much discount can I avail on dining?
You can avail up to a discount of 15% on dining through the ICICI Bank Culinary Treats Programme.