IndiGo SBI ELITE Credit Card
Comprehensive review of IndiGo SBI ELITE Credit Card by SBI Card — fees, reward earning rates, airport lounge access, and key benefits.
Card overview
- Joining fee
₹4,999 + GST
- Annual fee
₹4,999 + GST
- Best suited for
Travel
- Reward type
Air Miles
Rewards & cashback
- Rewards rate
7 IndiGo BluChips/₹100 on the IndiGo App & Web. 3 IndiGo BluChips/₹100 on Hotel/Lodging & Travel MCCs. 2 IndiGo BluChip/₹100 on All Other Spends
- Welcome benefits
5,000 IndiGo BluChips & 1 6E Eats Voucher
- Reward redemption
BluChips Can Be Redeemed for Flight Bookings With IndiGo
Features & benefits
- Domestic lounge
Two Free Visits Each Quarter on Making Spends of ₹100,000 or More in the Previous Quarter
- International lounge
6 Free Visits Each Year (Maximum 2 Per Quarter)
- Insurance
Flight Cancellation Cover and Lost Luggage Provided
Fees & charges
- Foreign currency markup
3.5%
- Interest rates
3.75% Per Month (45% Annually)
- Fuel surcharge waiver
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
- Cash advance charges
2.5% or ₹500 (Whichever is Higher)
Product highlights
- The IndiGo SBI ELITE Credit Card is a premium airline co-branded card available at a joining charge of ₹4,999.
- Cardholders can enjoy complimentary domestic and international lounge access with this card.
Pros & cons
Pros
- The IndiGo SBI ELITE Credit Card provides access to both domestic and international airport lounges.
Cons
- There is no fixed value of the BluChips earned with this card. One would need to calculate their redemption value while booking flights with IndiGo.
Frequently asked questions
What are the joining charges for the IndiGo SBI ELITE Credit Card?
Cardholders will be charged ₹4,999 + GST as an annual fee for the IndiGo SBI ELITE Credit Card.
Does this card offer a fuel surcharge waiver?
There is 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000. A maximum waiver of ₹400 is applicable for each statement cycle.