IndusInd Nexxt Credit Card

Comprehensive review of IndusInd Nexxt Credit Card by IndusInd Bank — fees, reward earning rates, airport lounge access, and key benefits.

IndusInd Nexxt Credit Card
IndusInd Bank

IndusInd Nexxt Credit Card

Annual feeNil
Reward typeReward Points

Card overview

  • Joining fee

    ₹10,000 + GST

  • Annual fee

    Nil

  • Best suited for

    Movies, Shopping

  • Reward type

    Reward Points

Rewards & cashback

  • Rewards rate

    1 Reward Point/₹150 Spent

  • Welcome benefits

    Gift Vouchers from Oberoi, Luxe, Postcard Hotels or Montblac

  • Reward redemption

    Cash Redemption 1 RP = ₹0.75

Features & benefits

  • Movie & dining

    Buy One Get One Free (Up to ₹200) on BookMyShow Movie Tickets, Twice Each Month

  • Insurance

    Get personal Air Accident cover up to Rs. 25 Lakhs

Fees & charges

  • Rewards redemption fee

    Rs. 100

  • Foreign currency markup

    3.5% on the conversion amount

  • Interest rates

    3.83% p.m.

  • Fuel surcharge waiver

    Avail 1% fuel surcharge waiver on transactions between Rs. 400 – Rs. 4000

  • Cash advance charges

    2.5% or a minimum of Rs. 300

Product highlights

  • Get exclusive welcome gift vouchers.
  • Earn 1 RP on a transaction worth Rs. 150 on this card.
  • Buy 1, get 1 Free offer on movie tickets.
  • Personal air accident cover worth Rs. 25 lakhs.
  • 1% fuel surcharge waiver.

Frequently asked questions

Are there any renewal fees?

No, there are no renewal fees.

What is the income requirement to avail of this card?

This completely depends upon the bank; the income requirement varies from applicant to applicant

What are the finance charges for this card?

3.83% per month is the finance charge.

What are foreign mark-up charges on this card?

Foreign mark-up charges on this card are 3.5%.