PNB RuPay Select Patanjali Credit Card

Card overview

Rewards & cashback

• Rewards rate

  2 Reward Points on every Rs. 150 spent, and 2% cashback on Patanjali products.

• Welcome benefits

  300 bonus Reward Points on the first transaction and 2x Reward Points for retail purchases within the first 90 days.

• Reward redemption

  The Reward Points can be redeemed via the PNB Rewardz account at a value of 1 RP = Re. 0.5.

Features & benefits

• Movie & dining

  Exclusive discount/cashback offers across several restaurants.

• Travel

  Complimentary airport lounge access.

• Domestic lounge

  2 complimentary domestic lounge access every quarter.

• Insurance

  Get accidental death insurance cover worth Rs. 10 lakhs.

Fees & charges

• Spend-based waiver

  The annual fee for the next year is waived off if the cardholder uses the card at least once every quarter of a year.

• Rewards redemption fee

  Nil

• Foreign currency markup

  3.5% on all foreign currency transactions.

• Interest rates

  2.95% per month

• Fuel surcharge waiver

  1% fuel surcharge waiver capped at Rs. 350 per billing cycle.

• Cash advance charges

  2% of the withdrawn amount, subject to a specific minimum amount.

Product highlights

• Welcome bonus of 300 Reward Points.
• 2% cashback on shopping worth Rs. 2,500 or more at the Patanjali stores.
• Up to 4 Reward Points on every spend of Rs. 150.
• 50 Reward Points on registering for the e-bill facility.
• Complimentary airport lounge access.
• Complimentary insurance cover against accidental death.
• Spend-based waived of the annual fee.
• 1% fuel surcharge waiver.

Frequently asked questions